You're Closer Than You Think

First Home Buyer

Will I Ever Be Able to Enter the Property Market?
First Home Buyers - Listen Up!

Are you an aspiring first-time homebuyer who’s been putting off the dream of owning your own property? Have you heard some common myths that have held you back from taking that first step into the property market? It’s time to debunk those myths and discover that you might be closer to becoming a homeowner than you think.

5 Myths About Buying Your First Property

Myth 1: You Need a 20% Down Payment

Let’s give you a reality check. 

Do you still think that you need to pay 20%? Let us show you the gateway to truth. Many lenders can allow up to 100% loan accessibility to home buyers. While a larger down payment can have advantages, many lenders offer mortgage options with lower down payment requirements. First-time buyers can often secure a mortgage with a smaller initial investment.

What are you missing here? The right guidance of a Ynance expert! We won’t leave any stone unturned whether you have a 5, 10 or 15% down payment. Our aim is you give you a place which you can call “my forever home.”

Myth 2: Renting Is Always Cheaper Than Buying

In a world of property dreams and fantasies, let’s bring you back to reality.

While renting may appear more affordable in the short term, the long-term financial benefits of buying a home can be truly eye-opening.

You see, buying a home isn’t just about having a roof over your head; it’s about building equity and securing your financial future. And the highlight of the journey? Mortgage payments can be surprisingly comparable to, or even lower than, rent payments in certain situations.

What’s the catch, you ask? None, as long as you have the right guidance from Ynance experts. We’re here to help you navigate the path to homeownership and show you how it can be not only a place to live but also a solid financial investment. Say goodbye to the myth that renting is always the cheaper option, and say hello to the reality of building your own financial security through homeownership. 

“Your dream home is closer than you think”

Myth 3: You Need a Stable, Full-Time Job

“Let the drums roll…”

The myth that you need a stable, full-time job to secure a mortgage has been singing a rather misleading tune. In reality, lenders are more open-minded than you might think.

They don’t just dance to the rhythm of a 9-to-5 beat; they consider various forms of income. So, whether you’re part-time, working casually, or even self-employed, there’s room for you in the world of property investment.

Having a stable job is like having a strong lead singer in a band – it’s a definite plus and can be a crowd-pleaser. But here’s the thing: the mortgage world is open to all kinds of performers, not just the full-timers. So, with the right guidance from Ynance, you have a chance to shine and make your dream of homeownership a reality. Let’s work together and create a smooth mortgage journey to the tune of your homeownership dream.

“Your dream house is nearer than you imagine.”

Book a free review today at  to see how soon you could realistically become a first-time property owner!

Myth 4: The Property Market Is Too Volatile for First-Time Buyers

Let’s set the record straight. The myth that the property market is too unpredictable for first-time buyers has been hovering around for too long. In reality, property markets, while having their ups and downs, often present golden opportunities for those taking their first steps into homeownership.

The expert’s secret? It’s all about doing your homework and understanding market dynamics. With the right insights of Ynance, you can uncover areas with more affordable options and promising potential.

Busting these myths is like uncovering a treasure map to your first home in a forest of confusion. And the best part? It’s not a never-ending quest! With a little guidance and some expert tips, owning your first home is right within your reach. So, let’s unravel these myths together and fast-track your journey to homeownership. 

 “The home you’ve always wanted is almost here.”

Myth 5: The Property Market Is Always Rising

No sugar-coating here, just the unvarnished truth about buying your forever home. While it’s true that property values tend to increase over the long haul, the property market isn’t a one-way street to endless growth. It’s more like a rollercoaster, with its ups and downs.

Believing that property values will perpetually rise can set unrealistic expectations. It’s crucial to prepare for market variations, acknowledging that the journey might have a few twists and turns. When buying your first property, it’s wise to look at the long-term trends rather than short-term fluctuations.

Ynance is not just your average guide; we’re your companions on a thrilling adventure. We’re here to make navigating the property market a captivating journey, not a perplexing puzzle. Our goal? To be your trusted ally, leading you through the maze of myths and challenges so that you can find that hidden treasure: your dream home.

So, let’s join forces and embark on this epic quest to homeownership. Your dream home is right on the horizon, and we’re here to make sure you reach it with confidence and knowledge. 

Here is a secret! Shhh. Don’t tell anyone!

“Your perfect forever home is closer than you think!”

First Home Buyers - Listen It Up!

It’s your time to shine! The journey to buying your first property is not the maze you might think it is. It’s like a thrilling adventure waiting for you. All you need is a trusty ally- Ynance, to guide you through the twists and turns of the property market. So, let’s team up and make this quest to homeownership not just achievable but seriously enjoyable! 

How Ynance Can Help?

Are you buying your first home? You will need the right support to navigate the process. We are here to help you. 

At Ynance, we offer specialised services tailored to the needs of first-time homebuyers. Our experts understand the unique challenges you may face and can help you find the best path to homeownership. Whether it’s understanding mortgage options, deposit requirements, or the process itself, we’ve got you covered.

First-Home Buyers! You are Special to us!

Never say, “I’ll never be able to buy my home.” when you have Ynance by your side. 

We’ll work with you to understand your financial situation and goals. Don’t worry! We’ll be there to answer any questions you have along the way. Our special services are for you!

Find a property that meets your needs and budget.

Get pre-approved for a loan.

Negotiate the best possible price for your home.

Close on your loan and move into your new home

Free Property Coaching.

 See our First Home Buyer services here –

Ready to take that important first step? You might be surprised to discover that you’re closer to buying your first home and living the dream than you ever imagined.

You might be ready to purchase your first home without even knowing it! Say Yes to Ynance and let the magic of your forever home turn into reality. 

“You are closer than you think!”

Get in touch

Request a call back from a lending specialist. 

Book your free discovery call directly using the link below, or complete our contact form and we will be in touch.

E.G. I want to 'buy a new property', 'refinance', 'buy an investment property'...

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