Buy a Commercial Property

Expertise in Commercial Property Financing

At Ynance, we understand the unique requirements of buying a commercial property. Our team of experienced commercial mortgage brokers possesses in-depth knowledge of the Australian commercial property market.

We stay updated with industry trends, lending criteria, and loan products specific to commercial property financing. By partnering with us, you gain access to our expertise, ensuring you make informed decisions when purchasing a commercial property.

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We specialise in providing expertise guidance for commercial property purchases throughout Australia.

Tailored Commercial Mortgage Solutions

We offer tailored commercial mortgage solutions designed to meet your specific needs and objectives.

Whether you’re acquiring an office space, retail property, industrial facility, or any other commercial property type, our mortgage brokers will assess your financial situation, discuss your investment goals, and recommend the most suitable loan options available.

Our focus is on structuring a commercial mortgage that aligns with your business requirements and maximises your potential return on investment.

Why Choose Ynance

By choosing Ynance you gain access to a range of benefits that can positively impact your financial situation. 

Benefits of working with a Ynance Mortgage Broker

Extensive Network

We leverage our large network of lenders to ensure competitive interest rates, saving you thousands of dollars over the lifetime of your loan.

Specialised Expertise

You receive expert guidance throughout the entire process. We specialise in commercial property purchases and can guide you through the process end-to-end.

Ongoing Support

Your time is valuable! By allowing u to handle all the important parts while you get on with it. Then, afterwards we continue to guide and support you.

Your Free Consultation

We provide a free consultation where we go through your goals, your current situation and then strategise the best options for you.

Understanding Buying a Commercial Property

When it comes to purchasing a commercial property, partnering with a knowledgeable and experienced mortgage broker can provide you with significant advantages. 

At Ynance, we understand the unique complexities of commercial property financing in the Australian market. Our team of expert mortgage brokers is dedicated to guiding you through the entire process, ensuring that you make informed decisions and secure the best possible financing options for your commercial property investment.

Benefits of Working with Ynance for Commercial Property Purchase

Extensive Network

As a trusted commercial mortgage broker, we have access to a wide network of lenders, including major banks and specialised commercial lenders. This access allows us to explore a diverse range of loan products and negotiate competitive interest rates and terms on your behalf.

Specialised Expertise

Our team specialises in commercial property financing. We have a deep understanding of the unique challenges and opportunities in this market, enabling us to provide tailored solutions that address your specific needs.

Customised Solutions

We take a personalised approach to each commercial property purchase. Our mortgage brokers will work closely with you to understand your investment goals, cash flow requirements, and risk tolerance, ensuring the financing solution we recommend aligns with your long-term objectives.

Efficient Process

Navigating the complexities of commercial property financing can be daunting. We streamline the process by managing the documentation, coordinating with lenders, and ensuring a smooth transaction from application to settlement. Our goal is to make your commercial property purchase as seamless and efficient as possible.

Industry Connections

Over the years, we have built strong relationships with industry professionals, including real estate agents, solicitors, and valuers. These connections allow us to provide valuable referrals and recommendations, connecting you with trusted professionals who can assist with various aspects of your commercial property purchase.

Ongoing Support

Our commitment to you extends beyond the purchase of your commercial property. We provide ongoing support and guidance throughout the life of your loan. Whether you need assistance with refinancing, accessing equity, or exploring future investment opportunities, our team is here to help.

Loan Options and Structure

Securing the right loan is crucial when buying a commercial property. 

Our mortgage brokers have access to a wide range of lenders who offer loans specifically tailored to commercial purchases. 

We will evaluate your borrowing capacity, compare loan options, and structure the financing to align with your investment goals and risk tolerance.

What our clients are saying...

Sam SmithSam Smith
01:20 02 Nov 23
Can't thank Mitch enough for getting our mortgage finance over the line. Our situation being a business owner made the process a lot harder and Mitch got the job done with limited time on hand. Cheers Mate!
Tiana DayTiana Day
00:55 02 Nov 23
Personally recommend Mitch. He is very easy to talk to and excellent communication.Highly recommend
Elliot CondonElliot Condon
23:49 08 Oct 23
Highly recommend Mitch at Ynance for mortgage broking. Mitch secured us a great loan product to complete our dream build in Peregian Beach and handled everything for us with the stress free professionalism that goes hand in hand with the Sunshine Coast.
John MorrallJohn Morrall
00:30 27 Sep 23
Highly recommend Ynance to help set your financial future up. Mitch was amazing, nothing was too hard, communication was exceptional.
Werner ReitererWerner Reiterer
22:43 25 Sep 23
Quick efficient hassle free service. Highly recommended
Monroe BuntainMonroe Buntain
10:12 21 Sep 23
Mitch made our refinance process so easy. We were so impressed with how informed he kept us along the whole journey and made sure to get the loan that worked best for us. Great service!
04:22 06 Sep 23
The best of the best! Mitch looks after all of my client's and their lending needs. He is diligent, trustworthy and transparent with second to none communication skills. Couldn't recommend more highly.
Kristen FindlaterKristen Findlater
22:53 23 Jul 23
Mitch was a great help when we needed to refinance our mortgage. He gave us all our options for purchasing another place as well as just refinancing where we are. Highly recommend!
Ryan JefferyRyan Jeffery
09:29 05 Jul 23
If you are looking for educated, efficient, direct, responsive and driven in your mortgage broker, then Mitch is your man. We will have no hesitation is using Mitch into the future with all our personal and business broking needs.We look forward to a strong future with Ynance.
Sonny MehtaSonny Mehta
05:18 24 Feb 23
Mitch at Ynance has been absolute delight to deal with he is a professional with a terrific composure never lost his cool and was always optimistic as to what he wanted for his client and with persistence got us there. well done Mitch, we were very happy you were on our side. Thanks again mate wish you all the success in the future you deserve it.
Bernie MurphyBernie Murphy
03:13 14 Feb 23
Amazing service!. Mitch was really professional and provided me with a number of options for refinancing my home loan. the rates comparison and information he presented was in a format that was easy to understand. Refinancing my mortgage through Ynance will now save me money and allow me to pay off my home loan quicker. It was such a smooth process! I highly recommend them.
01:23 13 Dec 22
I engaged Mitch to look at home loan options on my investment property as my 2-year fixed rate was coming to an end. Mitch explained the process with a high level of clarity and he was able to answer my questions immediately or got back to me very quickly if he didn't have the answer. Mitch took into account my position and priorities when it came to lenders, prioritizing my needs when considering lenders offerings. He managed to secure an excellent rate with one lender, the valuation of my property was assessed dramatically lower than expected, so he immediately secured a very good rate with an alternate lender with a higher valuation. Before we switched Mitch advised me to use the very good rate as leverage with my current lender who dropped their rate below the competitor to retain me as a lender. I'll keep working with Mitch in the near future and I trust him to provide me with the best options and work with my best interests at heart.
Walters NkemfackWalters Nkemfack
06:35 05 Sep 22
Thank you so much Mitch for all your hard work! You took the bulk load of the entire process and at the same time kept us informed and guided us through all the way to the end. Our sucess is because of your industry knowledge and attention to detail. To top it all off, you were of genuine character who we enjoyed communicating with!
Nicole CampbellNicole Campbell
08:48 11 Jul 22
We are so thankful for both Mitch and Dav professionalism in getting us a home loan.Mitch went above and beyond to obtain the loan for us. He was there with us every step of the way and kept us informed constantly throughout the loan process.We will now have all our dreams come true and have a family home out on property. We appreciate both Mitch and Dav hard work in getting us there. Would highly recommend. Thanks again from the Campbells.

Why Ynance

Why Ynance

Simplify the Process

Schedule an initial consultation with a Ynance commercial mortgage broker. During this meeting, we will discuss your commercial property purchase goals, investment objectives, and financial situation. This allows us to gain a comprehensive understanding of your needs and tailor our services accordingly.

Buying a Commercial Property

We will guide you through each step of the process.

Working with a Ynance mortgage broker simplifies the process of purchasing a commercial property. Contact us today to discuss your commercial property financing needs and benefit from our expertise in commercial mortgage solutions.

Initial Consultation

Financial Assessment

Our mortgage broker will conduct a thorough financial assessment to determine your borrowing capacity and affordability. We will review your income, assets, liabilities, and credit history to provide an accurate picture of your financial position. This assessment helps us identify suitable loan options for your commercial property purchase.

Loan Pre-Approval

Based on the financial assessment, we will guide you through the loan pre-approval process. This involves gathering necessary documentation, such as financial statements, tax returns, and property details, to submit to potential lenders. Our expertise in preparing and presenting loan applications increases your chances of obtaining pre-approval for your commercial property purchase.

Loan Selection & Structuring

With access to an extensive network of lenders, we will help you select the most suitable loan product for your commercial property purchase. We consider factors such as interest rates, loan terms, repayment options, and flexibility. Our expertise in loan structuring ensures that your financing aligns with your investment strategy and cash flow requirements.

Negotiations & Settlement

Once you have selected a loan product, we will negotiate with the chosen lender on your behalf to secure favorable terms and conditions. Our experienced commercial mortgage brokers have strong relationships with lenders, enabling us to advocate for competitive interest rates and favourable loan terms. We will guide you through the settlement process, ensuring a smooth and efficient transaction.

Ongoing Support & Review

Even after your commercial property purchase is complete, our commitment to you continues. We provide ongoing support and regular reviews of your loan structure to ensure it remains aligned with your financial goals. If there are opportunities for refinancing or accessing equity in the future, we will guide you through the process to maximise your commercial property investment.

Compliance & Legal Considerations

Compliance with the strict regulations surrounding buying a commercial property is cruicial.

Our commercial brokers will ensure that your purchase or refinance adheres to all legal requirements.

We work closely with legal professionals to ensure a smooth and compliant process.

Ongoing Support and Advice

Partnering with Ynance for Expert Commercial Guidance

Buying a commercial property can be a complex endeavour, but with Ynance as your trusted partner, you can navigate the process with confidence. 

Our team of experienced brokers will provide expert guidance, tailored solutions, and access to a vast network of lenders. We are dedicated to helping you unlock the best commercial mortgage for your situation.

Our service extends beyond the settlement of your purchase. We are here for review and support for life.

Call 0411 235 798 to discuss commercial property purchase or refinance and how our expert mortgage brokers can assist you in achieving your property goals.

Are you making another type of property purchase or transaction?

First Home Buyer

Are you a first time home buyer looking for expert guidance?

SMSF Purchase

Do you want to use your super to purchase a property?

Investment Property

Buying an investment property?

Refinance Existing Loan

Do you want to refinance to a better rate or structure?

Need help?

FAQs: Buy a Commercial Property

Yes, commercial mortgages can be used to finance various types of commercial properties, including office buildings, retail spaces, industrial facilities, and more.

Eligibility for a commercial mortgage is assessed based on factors such as your creditworthiness, the financial strength of your business, the property’s value and income potential, and your ability to make repayments.

The deposit required for a commercial property purchase typically varies depending on the lender and the specific property. In general, a higher deposit is often required for commercial properties compared to residential properties.

Loan terms for commercial mortgages can vary, but they are commonly between 5 to 20 years. The length of the term depends on factors such as the property type, loan amount, and lender’s policies.

Yes, refinancing a commercial property mortgage is possible. It can help you secure better interest rates, adjust loan terms, or access equity for further investment or business purposes.

The commercial mortgage approval process can vary depending on factors such as the complexity of the transaction, the lender’s requirements, and the completeness of the documentation. It is advisable to allow several weeks for the approval process.

Start Your Journey: Buy a Commercial Property

Contact us today to schedule a free consultation with an expert mortgage broker. We’re here to understand your goals, answer your questions, and provide personalised guidance.

Let us be your trusted partner in securing the best home loan and simplifying the financing process for your commercial mortgage.

Call 0411 235 798 or fill out the form below.

We are a member of the Mortgage & Finance Association of Australia (MFAA).

Get in touch

Request a call back from a lending specialist. 

Book your free discovery call directly using the link below, or complete our contact form and we will be in touch.

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We help our clients achieve their property dreams. we’ll take the time to understand your goals and aspirations, with your financial welfare front of mind.

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