Buy an investment property

Buy an Investment Property with Confidence

Investing in property can be a rewarding venture, providing long-term financial growth and potential income streams. At Ynance, we understand the unique challenges and opportunities that come with buying an investment property.

Our expert mortgage brokers are here to guide you through the process, helping you secure the right loan and maximise your investment returns.

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We specialise in providing investment property purchase expertise throughout Australia.

Expert Advice for Investment Property Purchases

When it comes to investing in property, knowledge is power. Our mortgage brokers possess in-depth expertise in the Australian property market, including local market trends, investment strategies, and financing options.

We stay updated with the latest regulations and lending criteria, ensuring that we can provide you with tailored advice to make informed decisions.

Benefits of working with Ynance as a property investor:

We have a deep understanding of the Australian mortgage market.
We have access to a wide range of lenders, so we can find the best deal for you.
We’ll work with you to understand your financial situation and goals.
We’ll be there to answer any questions you have along the way.

Why Choose Ynance

By choosing Ynance you gain access to a range of benefits that can positively impact your financial situation.

Here’s why you should choose us:

Benefits of working with a Ynance Mortgage Broker

Lower interest rates

We leverage our extensive network of lenders to secure competitive interest rates, potentially saving you thousands of dollars over the life of your loan.

Expert advice and guidance

You receive expert guidance throughout the entire process. You will understand the different types of mortgages, interest rates, fees, and other important factors.

Save time and money

Your time is valuable! By allowing u to handle the negotiation and paperwork, liaise with lenders, and streamline the entire process, you will save you time and stress.

Unlock the Secrets of Property Investment in Australia!

Download your Free Ebook:
"How to Invest in Property In Australia"

Discover the key steps and strategies to succeed in property investment with our comprehensive mini guide. Learn how to develop a winning investment strategy, evaluate financing options, conduct market research, and maximise your returns.

Free Consultation

We provide a free consultation where we go through your goals, your current situation and all your possibilities. Then we strategise the best home loan solution for you.

Unlock the Full Potential of Buying An Investment Property in Australia

Buying an investment property is an exciting venture, and securing the right financing is crucial. At Ynance, we specialise in providing tailored financing solutions to help you purchase your investment property with confidence.

Our experienced mortgage brokers will assess your financial situation, discuss your investment goals, and recommend the most suitable loan options available. Our aim is to make your dream of owning an investment property a reality.

Access to a Diverse Range of Lenders

As an independent mortgage broker, we have access to a wide network of lenders who offer investment property loans. We collaborate with major banks, credit unions, and non-bank lenders, giving us the ability to explore diverse loan options for your investment property purchase. We analyse your financial situation and match you with the lender that best aligns with your investment goals.

Financing Solutions for Investment Properties

Investment property financing requires careful consideration of cash flow, tax implications, and potential rental income. Our mortgage brokers work closely with you to understand your investment objectives, whether it’s capital growth or rental yield. We then tailor financing solutions that align with your investment strategy, helping you make sound financial decisions for your investment property.

Streamlined Application Process

Navigating the loan application process for an investment property can be complex. Our experienced mortgage brokers simplify the process by handling the paperwork, ensuring all necessary documentation is complete and accurate. We streamline the application process, saving you time and reducing potential stress, so you can focus on building your investment portfolio.

Professional Negotiation for Investment Property Loans

As skilled negotiators, our mortgage brokers advocate for you when dealing with lenders. We negotiate competitive interest rates, favourable loan terms, and potentially waive or reduce certain fees associated with investment property loans. Our goal is to maximise the financial benefits of your investment and enhance your return on investment.

Ongoing Support for Your Investment Journey

We believe in building long-term relationships with our clients. Beyond the loan approval, our commitment extends to providing ongoing support and guidance for your investment journey. Whether you have questions about refinancing, need assistance with future investment decisions, or want to explore other investment opportunities, our team is here to help you achieve your investment goals.

Free Property Investment Coaching Service

At Ynance, we go beyond traditional mortgage brokering services to offer an additional valuable resource: a Property Coach.

Property coaching is a valuable (and free) service offered by Ynance to guide individuals through the process of purchasing an investment property.

Our Property Coach is an experienced professional who provides expert guidance and support from the initial stages of property selection to the final steps of loan structure, approval, and settlement. They assist clients in making informed decisions, negotiating favourable terms, and ensuring a smooth and successful investment property journey.

This complimentary service is available to all Ynance clients, aiming to enhance their chances of success and empower them to achieve their investment property goals with confidence.

What our clients are saying...

Ynance - Mortgage Broker Sunshine Coast

5.0

Based on 37 reviews

Sam Smith

01:20 02 Nov 23

Can't thank Mitch enough for getting our mortgage finance over the line. Our situation being a business owner made the process a lot harder and Mitch got the job done with limited time on hand. Cheers Mate!

Tiana Day

00:55 02 Nov 23

Personally recommend Mitch. He is very easy to talk to and excellent communication.Highly recommend

Elliot Condon

23:49 08 Oct 23

Highly recommend Mitch at Ynance for mortgage broking. Mitch secured us a great loan product to complete our dream build in Peregian Beach and handled everything for us with the stress free professionalism that goes hand in hand with the Sunshine Coast.

John Morrall

00:30 27 Sep 23

Highly recommend Ynance to help set your financial future up. Mitch was amazing, nothing was too hard, communication was exceptional.

Werner Reiterer

22:43 25 Sep 23

Quick efficient hassle free service. Highly recommended

Monroe Buntain

10:12 21 Sep 23

Mitch made our refinance process so easy. We were so impressed with how informed he kept us along the whole journey and made sure to get the loan that worked best for us. Great service!

Nick

04:22 06 Sep 23

The best of the best! Mitch looks after all of my client's and their lending needs. He is diligent, trustworthy and transparent with second to none communication skills. Couldn't recommend more highly.

Kristen Findlater

22:53 23 Jul 23

Mitch was a great help when we needed to refinance our mortgage. He gave us all our options for purchasing another place as well as just refinancing where we are. Highly recommend!

Ryan Jeffery

09:29 05 Jul 23

If you are looking for educated, efficient, direct, responsive and driven in your mortgage broker, then Mitch is your man. We will have no hesitation is using Mitch into the future with all our personal and business broking needs.We look forward to a strong future with Ynance.

Sonny Mehta

05:18 24 Feb 23

Mitch at Ynance has been absolute delight to deal with he is a professional with a terrific composure never lost his cool and was always optimistic as to what he wanted for his client and with persistence got us there. well done Mitch, we were very happy you were on our side. Thanks again mate wish you all the success in the future you deserve it.

Bernie Murphy

03:13 14 Feb 23

Amazing service!. Mitch was really professional and provided me with a number of options for refinancing my home loan. the rates comparison and information he presented was in a format that was easy to understand. Refinancing my mortgage through Ynance will now save me money and allow me to pay off my home loan quicker. It was such a smooth process! I highly recommend them.

Alexander

01:23 13 Dec 22

I engaged Mitch to look at home loan options on my investment property as my 2-year fixed rate was coming to an end. Mitch explained the process with a high level of clarity and he was able to answer my questions immediately or got back to me very quickly if he didn't have the answer. Mitch took into account my position and priorities when it came to lenders, prioritizing my needs when considering lenders offerings. He managed to secure an excellent rate with one lender, the valuation of my property was assessed dramatically lower than expected, so he immediately secured a very good rate with an alternate lender with a higher valuation. Before we switched Mitch advised me to use the very good rate as leverage with my current lender who dropped their rate below the competitor to retain me as a lender. I'll keep working with Mitch in the near future and I trust him to provide me with the best options and work with my best interests at heart.

Walters Nkemfack

06:35 05 Sep 22

Thank you so much Mitch for all your hard work! You took the bulk load of the entire process and at the same time kept us informed and guided us through all the way to the end. Our sucess is because of your industry knowledge and attention to detail. To top it all off, you were of genuine character who we enjoyed communicating with!

Nicole Campbell

08:48 11 Jul 22

We are so thankful for both Mitch and Dav professionalism in getting us a home loan.Mitch went above and beyond to obtain the loan for us. He was there with us every step of the way and kept us informed constantly throughout the loan process.We will now have all our dreams come true and have a family home out on property. We appreciate both Mitch and Dav hard work in getting us there. Would highly recommend. Thanks again from the Campbells.

Are you making another type of property purchase or transaction?

First Home Buyer

Are you a first time home buyer looking for expert guidance?

SMSF Purchase

Do you want to use your super to purchase a property?

Commercial Property

Buying a commercial property?

Refinance Existing Loan

Do you want to refinance to a better rate or structure?

Simplify the Process

Expert Support in Buying An Investment Property

At Ynance, we understand that finding the right loan structure and the loan approval process can be overwhelming. That’s why we’re here to simplify it for you.

Our mortgage brokers will assist you in gathering the necessary documentation, preparing your loan application, and liaising with lenders on your behalf. We’ll streamline the entire process, saving you time and effort. With our expertise, you can confidently navigate through the complexities of securing the right mortgage to maximise your investment. Count on us to make the financing process efficient and stress-free.

Initial Consultation

The process begins with an initial consultation with our experienced mortgage brokers. We’ll take the time to understand your goals, financial situation, and preferences for your investment purchase. This step allows us to assess your borrowing capacity and determine the most suitable loan options for you.

Loan Pre-Approval

Once we have a clear understanding of your requirements, we’ll assist you in obtaining pre-approval for your home loan. Pre-approval gives you a clear idea of your budget and strengthens your position when making offers on properties. We’ll guide you through the application process, ensuring all necessary documentation is prepared and submitted to the lenders.

Property Search and Selection

With pre-approval in hand, you can begin the exciting process of searching for your investment home. While you actively search for properties, our mortgage brokers will continue to provide advice and support. We’ll help you understand the financing implications of different property options and assist in assessing the value and suitability of potential homes.

Loan Application & Documentation

Once you’ve found your dream home, we’ll guide you through the loan application process. Our mortgage brokers will prepare and submit your loan application, ensuring all required documentation is completed accurately and promptly. We’ll handle the communication with lenders, providing any additional information they may require.

Loan Approval & Settlement

After your loan application is submitted, we’ll liaise with the lenders to ensure a smooth approval process. We’ll keep you informed about the progress of your loan and coordinate with all parties involved, including solicitors and conveyancers, to facilitate a seamless settlement. We’ll assist in arranging the necessary inspections and provide guidance throughout the settlement period.

Enjoy

Congratulations! You’ve successfully secured your home loan and completed the purchase of your investment property. As your trusted mortgage broker, we’ll continue to be available for any ongoing support or advice you may need throughout your investment journey.

Access to a Diverse Range of Lenders

As an independent mortgage broker, we have access to a wide network of lenders who offer investment property loans.

We collaborate with major banks, credit unions, and non-bank lenders, giving us the ability to explore diverse loan options for your investment property purchase. We analyse your financial situation and match you with the lender that best aligns with your investment goals.

Ongoing Support and Advice

Partnering with You Beyond the Purchase of Your Investment Property

Our commitment to you extends beyond the purchase of your investment property. As your trusted mortgage broker, we’ll provide ongoing support and advice throughout your investment journey.

We’ll keep you informed about market trends, interest rate changes, and refinancing opportunities. We will also coach you through future purchases to ensure you make informed decisions and grow a strong portfolio.

Whether you need assistance with future financial decisions, refinancing options, or exploring more investment opportunities, our team of experts is here to help. Count on us to be your trusted advisor, providing guidance and support long after your settlement.

Need help?

Frequently Asked Questions

How can a mortgage broker help me buy an investment property?

A mortgage broker can assist you in securing the right loan for your investment property purchase. They have access to a wide range of lenders and loan products, enabling them to find competitive interest rates and loan terms suitable for your investment goals. They also provide guidance on investment strategies and help streamline the financing process.

What are the financing options for buying an investment property?

Financing options for investment properties include standard home loans, interest-only loans, and lines of credit. Your mortgage broker will assess your financial situation and investment objectives.

Start Your Journey to Buying an Investment Property

Contact us today to schedule a free consultation with an expert mortgage broker. We’re here to understand your goals, answer your questions, and provide personalised guidance.

Let us be your trusted partner in securing the best home loan and simplifying the financing process for your property purchase.

Together, we’ll make your dream of buying an investment property in Australia a reality.

Call 0411 235 798 or fill out the form below.

Buy an investment property