Mortgage Broker Brisbane

Mortgage Broker Brisbane

If you are seeking a reliable mortgage broker in Brisbane, Ynance has got you covered. 

Our expertise in the field makes us the go-to choice for those looking to achieve their property goals. As your Brisbane mortgage broker, we are well-versed in the ins and outs of the city’s property market. We offer customised home loan solutions that cater to your unique needs and requirements.

Our dedicated team is here to help you. With years of experience, our team, led by Mitch Woods, has helped countless clients just like you reach their desired property goals.

Whether you are planning to purchase your first home, a vacation property, an investment property or wish to refinance your current properties, we have got your back. Our range of services covers everything you need to make informed and practical decisions.

We are a trusted mortgage broker in Brisbane and are committed to assisting all residents across the city’s suburbs. Let us guide you through the process and help you reach your property objectives

What makes Ynance different?

30+ lenders and 12,000 deals

With access to 30+ lenders and over 12,000 mortgage deals, we are more likely to find the best deal for you.

Tailored expert advice

Our expert Australian mortgage advisers will give you personalised advice – every step of the way .

We're fast and efficient

Being online means we work quickly and efficiently, and you can kick-off your application anywhere.

Why Ynance

Why Ynance

What our clients say...

Sam SmithSam Smith
01:20 02 Nov 23
Can't thank Mitch enough for getting our mortgage finance over the line. Our situation being a business owner made the process a lot harder and Mitch got the job done with limited time on hand. Cheers Mate!
Tiana DayTiana Day
00:55 02 Nov 23
Personally recommend Mitch. He is very easy to talk to and excellent communication.Highly recommend
Elliot CondonElliot Condon
23:49 08 Oct 23
Highly recommend Mitch at Ynance for mortgage broking. Mitch secured us a great loan product to complete our dream build in Peregian Beach and handled everything for us with the stress free professionalism that goes hand in hand with the Sunshine Coast.
John MorrallJohn Morrall
00:30 27 Sep 23
Highly recommend Ynance to help set your financial future up. Mitch was amazing, nothing was too hard, communication was exceptional.
Werner ReitererWerner Reiterer
22:43 25 Sep 23
Quick efficient hassle free service. Highly recommended
Monroe BuntainMonroe Buntain
10:12 21 Sep 23
Mitch made our refinance process so easy. We were so impressed with how informed he kept us along the whole journey and made sure to get the loan that worked best for us. Great service!
NickNick
04:22 06 Sep 23
The best of the best! Mitch looks after all of my client's and their lending needs. He is diligent, trustworthy and transparent with second to none communication skills. Couldn't recommend more highly.
Kristen FindlaterKristen Findlater
22:53 23 Jul 23
Mitch was a great help when we needed to refinance our mortgage. He gave us all our options for purchasing another place as well as just refinancing where we are. Highly recommend!
Ryan JefferyRyan Jeffery
09:29 05 Jul 23
If you are looking for educated, efficient, direct, responsive and driven in your mortgage broker, then Mitch is your man. We will have no hesitation is using Mitch into the future with all our personal and business broking needs.We look forward to a strong future with Ynance.
Sonny MehtaSonny Mehta
05:18 24 Feb 23
Mitch at Ynance has been absolute delight to deal with he is a professional with a terrific composure never lost his cool and was always optimistic as to what he wanted for his client and with persistence got us there. well done Mitch, we were very happy you were on our side. Thanks again mate wish you all the success in the future you deserve it.
Bernie MurphyBernie Murphy
03:13 14 Feb 23
Amazing service!. Mitch was really professional and provided me with a number of options for refinancing my home loan. the rates comparison and information he presented was in a format that was easy to understand. Refinancing my mortgage through Ynance will now save me money and allow me to pay off my home loan quicker. It was such a smooth process! I highly recommend them.
AlexanderAlexander
01:23 13 Dec 22
I engaged Mitch to look at home loan options on my investment property as my 2-year fixed rate was coming to an end. Mitch explained the process with a high level of clarity and he was able to answer my questions immediately or got back to me very quickly if he didn't have the answer. Mitch took into account my position and priorities when it came to lenders, prioritizing my needs when considering lenders offerings. He managed to secure an excellent rate with one lender, the valuation of my property was assessed dramatically lower than expected, so he immediately secured a very good rate with an alternate lender with a higher valuation. Before we switched Mitch advised me to use the very good rate as leverage with my current lender who dropped their rate below the competitor to retain me as a lender. I'll keep working with Mitch in the near future and I trust him to provide me with the best options and work with my best interests at heart.
Walters NkemfackWalters Nkemfack
06:35 05 Sep 22
Thank you so much Mitch for all your hard work! You took the bulk load of the entire process and at the same time kept us informed and guided us through all the way to the end. Our sucess is because of your industry knowledge and attention to detail. To top it all off, you were of genuine character who we enjoyed communicating with!
Nicole CampbellNicole Campbell
08:48 11 Jul 22
We are so thankful for both Mitch and Dav professionalism in getting us a home loan.Mitch went above and beyond to obtain the loan for us. He was there with us every step of the way and kept us informed constantly throughout the loan process.We will now have all our dreams come true and have a family home out on property. We appreciate both Mitch and Dav hard work in getting us there. Would highly recommend. Thanks again from the Campbells.
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mortgage broker in brisbane

How can we help you?

Whether you're in the market for your first property, a holiday home, an investment property, or looking to refinance or restructure your existing loans, we're here to help!

As mortgage brokers, we work closely with lenders, giving us access to exclusive knowledge, deals, and rates that are not available to the average home buyer.

Our strong negotiating power can also help you secure a lower interest rate.

We provide guidance and advice on the best loan structure for your unique circumstances. We can help you take advantage of your current owner-occupied property to invest in more real estate or grow your existing portfolio.

Contact a Ynance mortgage broker in Brisbane today and let us help you achieve your property goals.

Book Your Free Review

We provide a free financial review including your goals, current situation, borrowing capacity and any current loans. Then we strategise the best home loan solutions for you. 

Ynance - Your Trusted Mortgage Broker in Brisbane

When it comes to navigating the complex world of mortgages in Brisbane, having a knowledgeable and trustworthy partner by your side is crucial. Ynance, your dedicated Mortgage Broker in Brisbane, is here to provide expert guidance and personalised solutions tailored to your unique financial needs. In this comprehensive guide, we will explore the role of a mortgage broker, the benefits they offer, and why Ynance is your best choice for all your mortgage needs in Brisbane.

What is a Mortgage Broker? 

A mortgage broker acts as an intermediary between borrowers and lenders, assisting individuals or businesses in obtaining the most suitable mortgage products for their specific requirements. Unlike banks or lending institutions that offer limited mortgage options, mortgage brokers have access to a vast network of lenders and loan products, enabling them to find the best mortgage solutions tailored to their clients’ needs.

 

The Benefits of Working with a Mortgage Broker

 

Access to a Wide Range of Lenders and Products 

One of the primary advantages of engaging a mortgage broker is the access they provide to a diverse network of lenders. Mortgage brokers have established relationships with various banks, credit unions, and non-traditional lenders, enabling them to present you with a wide array of mortgage options. This extensive choice ensures that you can find the best interest rates, terms, and loan features that align with your financial goals.

Expert Advice and Guidance

Navigating the mortgage market can be overwhelming, especially for first-time buyers or individuals with unique financial circumstances. Mortgage brokers are experienced professionals who possess comprehensive knowledge of the lending industry. They provide personalised advice and guidance, taking into account your financial situation, goals, and preferences. By leveraging their expertise, you can make informed decisions and secure the most favourable mortgage terms.

Time and Effort Savings

Shopping around for the best mortgage terms can be time-consuming and exhausting. Mortgage brokers streamline the process by doing the legwork for you. They compare loan options, negotiate with lenders on your behalf, and handle the extensive paperwork involved in mortgage applications. This efficient approach saves you time and effort, allowing you to focus on other aspects of your home purchase or refinancing.

Tailored Solutions for Unique Situations

Everyone’s financial situation is unique, and mortgage brokers understand this. They work closely with you to assess your specific circumstances and develop customised mortgage solutions. Whether you are self-employed, have a less-than-perfect credit score, or are seeking specialised loan products, mortgage brokers have the expertise to find lenders who are willing to accommodate your needs.

Why Choose Ynance as Your Mortgage Broker in Brisbane?

 

Extensive Experience and Expertise

Ynance has a team of highly experienced mortgage brokers who have been serving clients in Brisbane for years. Our brokers possess in-depth knowledge of the local real estate market and lending landscape, allowing them to provide expert advice and solutions tailored to the unique needs of Brisbane residents.

Personalised Service and Attention to Detail

At Ynance, we believe in building long-term relationships with our clients. Our mortgage brokers take the time to understand your financial goals, priorities, and concerns. By providing personalised attention and a deep understanding of your needs, we ensure that you receive a tailored mortgage solution that aligns perfectly with your objectives. We go the extra mile to ensure that every detail is taken care of, making the mortgage process as smooth and stress-free as possible for you.

Extensive Network of Lenders

Ynance has cultivated strong relationships with a wide range of lenders in Brisbane. This network gives us access to an extensive pool of loan products, enabling us to find the most competitive rates and terms for our clients. We work diligently to match you with the right lender and negotiate on your behalf to secure the best possible mortgage terms. Our wide network ensures that we can find suitable solutions for a variety of financial situations and lending preferences.

Transparency and Trust

At Ynance, we prioritise transparency and trust in all our client interactions. We provide clear and concise information about the mortgage options available to you, ensuring that you have a complete understanding of the terms and conditions. We believe in fostering open communication, addressing any questions or concerns you may have along the way. Our commitment to transparency and trust means that you can rely on us to act in your best interests throughout the entire mortgage process.

Streamlined Process

We understand that time is of the essence when it comes to securing a mortgage. Ynance is dedicated to providing a streamlined process, ensuring efficiency and timeliness at every step. We handle the paperwork, coordinate with lenders, and keep you informed of progress, allowing you to focus on other important aspects of your life. Our goal is to make the mortgage process as convenient and hassle-free as possible, providing you with a seamless experience from start to finish.

When choosing a mortgage broker in Brisbane, Ynance stands out as a trusted partner with extensive experience, personalised service, an extensive network of lenders, transparency, and a streamlined process. With our expertise and dedication, we are committed to helping you secure the best mortgage solution that suits your needs and financial goals. Trust Ynance as your mortgage broker in Brisbane and let us guide you towards a successful and rewarding mortgage experience.

 

Our Services

Residential
Property

Looking to purchase your new home or expand your portfolio? Whether it’s owner occupied or an investment, we have the expertise to get you the best deal.

Commercial
Property

Want to invest in commercial property? Secure a cash flow positive asset and ensure it helps you towards your financial future through commercial property.

SMSF
Lending

We have numerous lenders that offer Self-Managed Super Fund purchases – at the lowest rates in market! Chat to us to find out how you can achieve this.

Refinancing
Existing Loans

In a ‘rising interest rate’ market you need the best deal possible. We will review your loan and recommend a (re)structure that better suits your needs.

A free service that shows you how you can become a property investor. Leverage your existing property or enter the market for the first time. 

Are you a First Home Buyer?

Are you a first home buyer looking for expert guidance throughout the whole process and the best mortgage deal?

Always by your side… 

We are committed to serving you throughout the entire lifespan of your loan. We provide frequent loan assessments and constant communication throughout the whole process. We pride ourselves on your contentment an our commitment. We stand by our promise to ensure your satisfaction.

Your happiness is our commitment. We guarantee it!

Our success is dependent on your happiness. The evidence can be found in our glowing 5-star client testimonials. Our lending services are specifically tailored to suit your specific needs and contribute to the success of your property goals!

Choose Ynance as your trusted mortgage broker in Brisbane and let us help you achieve your property dreams.

Contact a Mortgage Broker Brisbane to start the process.

Your satisfaction is paramount to our success. 

At Ynance, your satisfaction is at the heart of everything we do. We understand that buying or refinancing a property can be a daunting and stressful experience, which is why we work tirelessly to make the process as easy and stress-free as possible.

“What Makes Us Different?”

What sets us apart from other mortgage brokers is our commitment to our clients. We want you to relax and enjoy the process while we take care of everything. With access to over 30 lenders, we can offer you a mortgage solution that is tailored to your individual circumstances and set you up for success.

Our personalised approach ensures that you get the best possible advice and support every step of the way. Our aim is to make the process an enjoyable experience that you will cherish for years to come.

Access over 50 different banks and lenders

Put your best foot forward from the start. We have access to a range of lenders, to ensure you pick the right loan from the beginning. Here are just a few banks we work with:

Did you know...?

You can take advantage of our mortgage broker services, no matter where you live.

While you are always more than welcome to come into our offices (coffee on us!), we also offer our services from the comfort of your own home!

We are a full service Mortgage Broker to Brisbane and all residents across Australia. Our process is streamlined so you can get the best loan for your circumstances, at the best rate – in the most convenient and time efficient way.

How it works

What does working with a us look like?
Here we list the steps we take when we complete your entire application online. 

1.

Tell us About you

On a quick phone call we will discuss your objectives, current situation and best options.

2.

Your Documentation

Complete our online ‘Fact Find’ and upload your identification and financial documents.

3.

Personalised Advice

Next, we will align you with the best lender and loan structure – tailored to your circumstances.

4.

Submit Application

We manage all the paperwork, the application process, the bank, the negotiation and all the stress

5.

Complete Guidance

Once approved, our settlement team will assist you through the signing of loan documents

6.

Finalise

Enjoy your new loan and hands on customer service for the life of your loan.

Using a Mortgage Broker in Brisbane:
Your Key to Smooth and Stress-Free Home Financing

If you’re planning to purchase a property in the vibrant city of Brisbane, enlisting the services of a mortgage broker can make your home financing journey a seamless and stress-free experience. A mortgage broker acts as your trusted advisor, providing expert guidance and connecting you with the right lenders to secure the most favourable mortgage terms tailored to your specific needs.

One of the significant advantages of working with a mortgage broker in Brisbane is their extensive knowledge and understanding of the local property market. Brisbane offers a diverse range of neighbourhoods and housing options, and a broker can navigate this dynamic landscape with ease. They stay up to date with market trends, interest rates, and lending policies, ensuring you have access to the most suitable loan products available.

A mortgage broker takes the time to understand your financial situation, goals, and preferences. They conduct a comprehensive assessment of your borrowing capacity, considering factors such as income, expenses, and credit history. With this information, the broker presents you with a range of mortgage options from their network of lenders. They compare interest rates, terms, and conditions on your behalf, allowing you to make an informed decision that aligns with your long-term financial plans.

Navigating the home loan application process can be daunting, especially for first-time buyers or those unfamiliar with the requirements. By engaging a mortgage broker in Brisbane, you gain access to their expertise and industry connections. They handle all the paperwork, submit loan applications, and negotiate with lenders on your behalf. This saves you time and effort while ensuring that the necessary documentation is completed accurately and promptly.

Brisbane, with its thriving economy and growing property market, offers an array of opportunities for homebuyers. A mortgage broker in Brisbane possesses in-depth knowledge of the local real estate landscape and lending conditions. They understand the intricacies of the market and can provide valuable insights to help you navigate the mortgage landscape with confidence. Their expertise can be particularly beneficial when it comes to securing a mortgage for properties in popular Brisbane suburbs or specialised loan requirements.

Working with a mortgage broker in Brisbane offers numerous advantages when it comes to financing your dream home. From their knowledge of the local property market to their ability to navigate the complexities of the home loan process, a mortgage broker simplifies your path to homeownership. Take advantage of their expertise and personalised service to find the ideal mortgage solution for your Brisbane property. With a trusted mortgage broker by your side, you can confidently embark on your home buying journey and turn your dreams into reality.

Need help?

Frequently Asked Questions

We are a full service Brisbane mortgage broker. We have years of experience in the Queensland market, helping clients close deals and save money in Brisbane and beyond. Using our services are convenient and time-saving.

Yes! We are great at what we do. We have access to an extensive panel of lenders and, as online mortgage brokers, we have the power to negotiate a rate that may not be available directly from the banks.

We are best placed to get you the best loan structure and conditions in Brisbane. We are familiar with the entire Queensland market and we work on your behalf to make sure you come out on top.

Working with us ‘online’ does not change our service – except that it will be more convenient and a smoother process for you!

Always make sure you are working with a Mortgage Broker that you can trust. We keep your data safe and respect your privacy during the online process.

Our 6 step process is outlines above and summarised again here:

  1. Contact us to ‘Start the Conversation’ – A discovery call to discuss your objectives and current situation.
  2. Complete our online ‘Fact Find’ and upload your identification and financial documents.
  3. Recommendation of lender selection and loan structure.
  4. Submission of application for pre-approval and/or formal approval.
  5. Once approved, our settlement team will guide you through the signing of loan documents.
  6. Customer care for the life of your loan with regular loan reviews and constant communication.

You are always more than welcome to come into our offices for a coffee and a face-to-face chat.
We are a mortgage broker servicing Brisbane and all of Queensland, with a physical office on the Sunshine Coast. We are ready to welcome you at any time during business hours.

We are a member of the Mortgage & Finance Association of Australia (MFAA).

Get in touch

Request a call back from a lending specialist. 

Book your free discovery call directly using the link below, or complete our contact form and we will be in touch.

E.G. I want to 'buy a new property', 'refinance', 'buy an investment property'...

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Ynance Mortgage Broker

We help our clients achieve their property dreams. we’ll take the time to understand your goals and aspirations, with your financial welfare front of mind.

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Certified Credit Representative (No:537731) of Mortgage Loans Australia Pty Ltd (No:385592)